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Consumer

From Bad to Worse: Criminal and Civil Fraud

Recent Prosecutions, Ponzi Schemes, Debtor Crimes, Professional Fraud (including Medicare and Medicaid) plus Upcoming Discharge Issues.
1 hour 12 minutes 23 seconds

Checking In with the Supremes

This panel will review cases from the 2013 and 2014 terms (Bellingham; surcharge case; other bankruptcy cases).
1 hour 8 minutes 51 seconds

Making the Return Trip: Recovering Assets in China, Mexico and Canada

This panel will discuss the complexities of recovering assets in China, Mexico and Canada, including attachment, perfection and priority issues that are unique in each jurisdiction, and the interplay of foreign registration systems and the Uniform Commercial Code. The panel discussion might include some of the complications involved in owning or being secured by foreign assets, including foreign exchange and other currency restrictions.
1 hour 8 minutes 50 seconds

Property of the Estate and Exemption Issues

This panel will consider the myriad issues involving exemptions and property of the estate, including timing issues involving exemptions (In re Hageman, 388 B.R. 896 (Bankr. C.D. Ill. 2008)), dollar-value exemptions (In re Gebhart, 621 F.3d 1206 (9th Cir. 2010)), limitations on the extraterritorial effect of exemptions (In re Long, 470 B.R. 186 (Bankr. D. Kan. 2012)), non-spousal inherited IRAs (In re Clark, 714 F.3d 559 (7th Cir. 2013)), tax refunds, limited liability company membership interests and § 522(b)(3).
1 hour 12 minutes 38 seconds

“Unbundling” in the Representation of Consumer Debtors: What Are the Differences Between You and a Petition Preparer?

This panel will explain the practice of “unbundling,” along with the ethical and legal considerations involved, and will provide sample engagement letters where services are unbundled. The panel will discuss evolving case law on this issue wherein debtors and their attorneys attempt to use alternative agreements to limit the scope of their representation. ABI's Ethics Task Force Final Report might also be applied.
1 hour 13 minutes 4 seconds

The Internal Revenue Code and the Bankruptcy Code

This panel will discuss § 1398 short-year elections, separate-entity rules, discharge of taxes, cancellation of debt income, and tax issues arising from mortgage foreclosures, modifications and abandonment.
1 hour 15 minutes 5 seconds

Lien-Stripping in Consumer Bankruptcy: Bringing or Defending Actions to Avoid Junior Mortgages

This panel will review contemporary decisions interpreting Dewsnup v. Timm and Nobelman v. American Savings Bank, such as the Wachovia Mortg. v. Smoot, 478 B.R. 555 (E.D.N.Y. 2012), which precludes lien-stripping. The discussion will also focus on §§ 1123(b)(5) and 1322(b)(2), including conflicting decisions involving the date that is relevant for deciding whether a particular property functions as the debtor’s principal residence (see In re Proctor, 494 B.R. 833 (Bankr. E.D.N.C. 2013)). The panel might also discuss lien-stripping as it involves properties outside the principal residence’s safe harbor.
1 hour 15 minutes 51 seconds