P. Matthew Cox

P. Matthew Cox is a partner with Spencer Fane in Salt Lake City and represents financial institutions and other lenders in their efforts to protect their collateral and loan rights in federal and state courts, including bankruptcy courts. He focuses on defending these lenders and other clients against avoidance, preference and fraudulent-transfer claims made by trustees and receivers. He also assists creditors in obtaining relief from the bankruptcy automatic stay and in prosecuting objections to confirmation. Mr. Cox defends clients against claims from borrowers or customers related to the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Utah Consumer Sales Practice Act, as well as against claims asserted in bankruptcy court for the return of funds received by creditors. In these matters, he has represented law firms, hospitals, businesses and collection agencies. Mr. Cox works closely with banks and lenders to help create robust loan and loan-modification documents for compliance with federal and state guidelines to forestall litigation. He also works closely with real estate professionals and related parties in negotiating purchase contracts, leases, options and litigation. For nearly a decade, Mr. Cox has devoted much of his time to defending dozens of trustee preference, fraudulent-transfer and other avoidance actions, with total damages in excess of $45 million, revolving around the C.W. Mining Bankruptcy case. He currently represents well-known national auto lenders in numerous consumer bankruptcy cases each month, and he maintains a significant practice assisting the owners of commercial properties in unlawful detainer or eviction proceedings against defaulting tenants. Mr. Cox received his B.S. in 2000 from the University of Utah and his J.D. in 2003 from the University of Utah College of Law.