Mortgage

This panel will explore legal trends relating to rising real estate values in consumer bankruptcy cases, including issues related to stay relief, lien-stripping, reaffirmation agreements, and what could happen post-discharge if a debtor fails to act in conformity with his Statement of Intention. This panel will also address the current state of mortgage modification mediation programs and the latest happenings with the CFPB.

From issues of consent and matters of constitutional authority, to the all-important topic of professionals’ fees, the Supreme Court considered a number of issues critical to restructuring attorneys and advisors in 2015. Our panel of Supreme Court advocates and bankruptcy scholars will weigh in on the Court’s most recent term and provide expert analysis of the Court’s opinions and their applicability to everyday practice.

From issues of consent and matters of constitutional authority, to the all-important topic of professionals’ fees, the Supreme Court considered a number of issues critical to restructuring attorneys and advisors in 2015. Our panel of Supreme Court advocates and bankruptcy scholars will weigh in on the Court’s most recent term and provide expert analysis of the Court’s opinions and their applicability to everyday practice.

Recent and Pending Legislation Regarding Student Loans and CFPB Regulations for Mortgage Servicing

Mortgage Regulation Update: New “Qualified Mortgage” and Ability-to-Pay Regulations, and Loan Servicing/Loss-Mitigation Regulations Practitioners can get up to speed on the new “Qualified Mortgage Rule” (the “QM”) and the ability-to-pay regulations to prepare for future mortgage claim disputes. This panel will discuss the changes to TILA and RESPA, as well as the new Consumer Financial Protection Board (CFPB) regulations on mortgage servicing.

11This panel will discuss practical considerations in addressing wholly unsecured junior mortgages, determining the amount of senior mortgages, timing of valuations and the burden of proof.

This panel will focus on the possible consequences of ASARCO, Wellness, and Bank of America v. Caulkett